Capabilities - Formance Documentation

The Connectivity Service provides a connector framework that integrates with payment providers and exposes a stable set of capabilities per connector — fetching accounts, balances, payments, initiating transfers, and so on. This page is the per-connector capability inventory.

You can also create your own custom connectors by implementing the Connector Framework and taking inspiration from the existing connectors in the GitHub repository.

For operational guidance — polling cadence, monitoring schedules, health checks, and recovery — see Operations.

Supported processors#

The Edition column shows which connectors ship in the open-source Community edition (CE) versus the Enterprise edition (EE). Connectors marked EE require an EE license to install.

Connector	Edition	Accounts	External Accounts	Balances	Transactions	Bank Account Creation	Transfer Initiation	Payout Initiation
adyen	CE	✅	❌	❌	❌	❌	❌	❌
atlar	CE	✅	✅	❌	✅	❌	❌	❌
bankingbridge	EE	✅	❌	✅	✅	❌	❌	❌
bankingcircle	CE	✅	❌	✅	✅	✅	✅	✅
coinbaseprime	EE	✅	❌	✅	✅	❌	❌	❌
column	CE	✅	✅	✅	✅	✅	✅	✅
currencycloud	CE	✅	✅	✅	✅	❌	✅	✅
fireblocks	EE	✅	❌	✅	✅	❌	❌	❌
generic	CE	✅	✅	✅	✅	❌	✅	✅
increase	CE	✅	✅	✅	✅	✅	✅	✅
mangopay	CE	✅	✅	✅	✅	✅	✅	✅
modulr	CE	✅	✅	✅	✅	❌	✅	✅
moneycorp	CE	✅	✅	✅	✅	❌	✅	✅
plaid	CE	✅	✅	✅	✅	❌	❌	❌
powens	CE	✅	✅	✅	✅	❌	❌	❌
qonto	CE	✅	✅	✅	✅	❌	❌	❌
stripe	CE	✅	✅	✅	✅	❌	✅	✅
tink	CE	✅	✅	✅	✅	❌	❌	❌
wise	CE	✅	✅	✅	✅	❌	✅	✅

Capabilities definitions#

Accounts#

Provide the ability to fetch internal accounts from the payment provider. Internal accounts are accounts where you have operational control, such as digital e-wallets or payment service provider accounts.

External Accounts#

Provide the ability to fetch external accounts, which represent accounts used as destinations for transfers, such as the user's bank accounts.

Accounts Balances#

Provide the ability to fetch the internal accounts balances. It is important to note that none of the payment providers supports the fetching of the balances history for accounts.

Transactions#

Provide the ability to fetch the transactions happening on the payment provider and relate them to the accounts previously fetched.

Bank Account Creation#

Provide the ability to create a bank account on the payment provider side. This is useful when you want to create a bank account for a user and then initiate a payout to that bank account.

Transfer Initiation#

Provide the ability to initiate a transfer from one internal account to another internal account.

Payout Initiation#

Provide the ability to initiate a payout to an external account from an internal account.

Supported processors#

The Edition column shows which connectors ship in the open-source Community edition (CE) versus the Enterprise edition (EE). Connectors marked EE require an EE license to install.

Connector	Edition	Accounts	External Accounts	Balances	Transactions	Bank Account Creation	Transfer Initiation	Payout Initiation
adyen	CE	✅	❌	❌	❌	❌	❌	❌
atlar	CE	✅	✅	❌	✅	❌	❌	❌
bankingbridge	EE	✅	❌	✅	✅	❌	❌	❌
bankingcircle	CE	✅	❌	✅	✅	✅	✅	✅
coinbaseprime	EE	✅	❌	✅	✅	❌	❌	❌
column	CE	✅	✅	✅	✅	✅	✅	✅
currencycloud	CE	✅	✅	✅	✅	❌	✅	✅
fireblocks	EE	✅	❌	✅	✅	❌	❌	❌
generic	CE	✅	✅	✅	✅	❌	✅	✅
increase	CE	✅	✅	✅	✅	✅	✅	✅
mangopay	CE	✅	✅	✅	✅	✅	✅	✅
modulr	CE	✅	✅	✅	✅	❌	✅	✅
moneycorp	CE	✅	✅	✅	✅	❌	✅	✅
plaid	CE	✅	✅	✅	✅	❌	❌	❌
powens	CE	✅	✅	✅	✅	❌	❌	❌
qonto	CE	✅	✅	✅	✅	❌	❌	❌
stripe	CE	✅	✅	✅	✅	❌	✅	✅
tink	CE	✅	✅	✅	✅	❌	❌	❌
wise	CE	✅	✅	✅	✅	❌	✅	✅

Capabilities definitions#

Provide the ability to fetch external accounts, which represent accounts used as destinations for transfers, such as the user's bank accounts.

Provide the ability to fetch the internal accounts balances. It is important to note that none of the payment providers supports the fetching of the balances history for accounts.

Provide the ability to fetch the transactions happening on the payment provider and relate them to the accounts previously fetched.

Provide the ability to create a bank account on the payment provider side. This is useful when you want to create a bank account for a user and then initiate a payout to that bank account.

Provide the ability to initiate a transfer from one internal account to another internal account.

Provide the ability to initiate a payout to an external account from an internal account.